Send money, pay bills, trade crypto, shop globally, and convert gift cards — all from one secure app built for modern Africa.

Get started in minutes.
Sign up in minutes and get instant access to your SparkPay wallet.
Add money, buy or sell crypto, or load gift cards — all at transparent rates.
Pay bills, shop globally with virtual cards, or withdraw to any Nigerian bank instantly.

Pay for Netflix, Amazon, Spotify, ads, and subscriptions without limits.



Turn unused gift cards into cash at competitive rates, without stress.



Buy and sell Bitcoin and USDT with smooth, fast transactions.



Pay electricity, data, TV subscriptions, and send money to any Nigerian bank — instantly.




Your money is protected with industry-grade encryption, biometric security, and continuous monitoring — so you can transact with confidence, every time.