One Wallet.
Total Financial
Freedom.

Send money, pay bills, trade crypto, shop globally, and convert gift cards — all from one secure app built for modern Africa.

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SparkPay App Interface
How it works

Money Should Move
as Fast as You Do!

Get started in minutes.

Create Your Wallet

Sign up in minutes and get instant access to your SparkPay wallet.

Fund or Trade

Add money, buy or sell crypto, or load gift cards — all at transparent rates.

Spend or Withdraw

Pay bills, shop globally with virtual cards, or withdraw to any Nigerian bank instantly.

Create Your Wallet
Features

Everything You Need.
Nothing You Don't.

Virtual Dollar Cards

Pay for Netflix, Amazon, Spotify, ads, and subscriptions without limits.

Virtual Dollar Cards

Gift Card Exchange

Turn unused gift cards into cash at competitive rates, without stress.

Gift Card Exchange

Crypto Made Simple

Buy and sell Bitcoin and USDT with smooth, fast transactions.

Crypto Made Simple

Bills & Transfers

Pay electricity, data, TV subscriptions, and send money to any Nigerian bank — instantly.

Bills & Transfers
Security Shield

Built with Security at the Core

Your money is protected with industry-grade encryption, biometric security, and continuous monitoring — so you can transact with confidence, every time.

Start Using
SparkPay Today

Join thousands of users managing their money smarter, faster, and without borders.

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SparkPay App