SparkPay began in 2024 in Lagos, Nigeria, with a simple idea — moving money should be as easy as sending a text. But for many of us, it wasn't. Paying for a subscription, settling a bill, sending money to a friend, or even buying a gift card often came with delays, declines, and unnecessary stress.
We built SparkPay because we were tired of these little frictions stealing our time. Instead of offering every financial feature under the sun, we chose to focus on the essentials — fast NGN wallets, reliable virtual cards that work globally, instant gift cards, easy bill payments, and bank transfers you can actually trust.
Along the way, we learned that speed means nothing without trust. That's why we've made privacy, transparency, and human support part of everything we do. No confusing jargon, no endless wait times — just a service that works when you need it most.
Today, SparkPay is used by people and businesses who value reliability over hype. We're still growing, still improving, and still guided by the belief that payments should just work — every single time.
"At SparkPay, we're building more than a payments platform — we're building peace of mind."
— Deji Lawal, CEO
End-to-end encryption, strict KYC, and fraud prevention so your money and data stay yours.
Instant gift card delivery, fast wallet funding, and transfers in seconds — no waiting around.
USD cards that actually work for subscriptions, shopping, and services worldwide.
Fair, transparent pricing on transfers, cards, and gift cards so you keep more of your money.
Live system health checks and auto-failover to keep your payments running even if a provider blips.
In-app chat, smart FAQs, and quick human escalations—no "please hold" soundtrack.